Know all the details about banking career

Banks considered as one of the essential financial wings of the world. The financial sector of India goes about its commercial development. It felt being progressively necessary due to the expanding populace rate. A bank renders significant money related administrations to any nation. To achieve advancement in society, we have to have a decent, evolved monetary framework. Along these lines, a bank has become the spine of the nation and assumes a pivotal job in financial issues.

Thousand of aspirants have a dream to become a banker and start banking career. But their goal cannot come in real because of comprehensive guidance, lack of relevant information etc. Today we are going to discuss banking career information, banking career in India which will assist you. Let’s begin:

How a banker works: 

Becoming a banker not about collecting cash or official relaxing work, all above them have a lot of responsibilities. They have to work outside the bank for growing up their business not only in the office. In banking career in India they faced many challenges in promoting up themselves. There have various banking career options, such as – 

  1. Personal Banker (PB): Personal bankers are well known as Retail Banker. They help the bank customers by assisting them in the primary current or savings account and persuading customers to gain credits and put resources into Certificates of Deposit (CDs), currency markets and other business banking items. 
  2. Value Banker (VB): VB can say to handle any of the counters whether it is cash counter or front desk (welcome desk) or any other, but sales officer has to manage only their sales.
  3. Commercial Banker: These Bankers provides guidance to business and private customers regarding the kinds of financial perplexities and promotes financial services. It mostly deals with deposits and loans from corporations or large companies.
  4. Investment Banker: Investment bankers are typically corporate financial advisors who advise groups to manage the method of advancing investment for their activities. They are linker between organizations and people. They only lean on their chain of investors with whom who fostered relationships for funding.
  5. Merchant Banker: Merchant bankers give current warning administrations and assets raising without a venture. They frequently provide credits, on the other hand, during the phases of the organization or undertaking’s life, which is called mezzanine financing.

Banking Exams: 

In India, the Institute of Banking Personnel Selection (IBPS) conducts various examinations for bank jobs twice in a year. To qualify in these examinations, one needs to be proficient in Reasoning, Aptitude, General knowledge, General English and Arithmetic topics. Communication and interaction with customers are must in this field. It gives you exposure and enhances your confidence level to a maximum extent. Examinations are NABARD Grade’ A’ and ‘B’ Officer, IBPS PO, RBI Grade’ B’ Officer Etc.

Know all the details about banking career

Attributes and Traits Required for a Banker: 

  1. Good Organization Skills
  2. Strong numerical and analytical skills
  3. Quick learner
  4. Critical Thinking
  5. Customer service
  6. Excellent teamwork and leadership skills
  7. Co-operative and Professional Personality
  8. Effective communication and interpersonal skills
  9. Ability to manage time effectively
  10. Self-confident and Alert
  11. Quality of being decisive to make tough individual decisions
  12. Ability to work in a stressful environment
  13. Honest and Humble

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SAP Institutes:

In India, there have many SAP institutes, which are link with some private banks, like- TimesPro. They give you banking diploma, help you to be ready for being a banker and give placement. Courses are continues to two to four months. Fees have to pay approximately 1lakh-2lakh. After completing Post Graduate Diploma in Banking Management, they offered an internship for three months. Therefore, you became a banker. Banks linked with SAP are- HDFC Bank, ICICI Bank, Axis Bank, Kotak etc. 

Pay Scale: 

The pay scale for bankers increases with the growing economy of the country. In banking career salaries fresher can expect his salary package from Rs 15,000 to 30,000 every month.

Eligible Criteria: 

Become a banker one must need to follow eligibilities:


  1. 10, 10+2 qualified with 50% marks
  2. Earn a Bachelor’s Degree
  3. Diploma in Banking or Finance
  4. Participate in Internship


A candidate must be 21-30 years of age while applying for Bank exam. Age relaxation of 5 years is given to candidates belonging to SC and ST. the candidates belonging to OBC categories are given an age relaxation of 3 years.

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Just one thing you have to remember, achieving some great things, we must not only act, but we must have a dream and not only plan but also believe. Dream big, it will come true by patience and plan. I hope this article helps you. Thanks for reading our article, if you want to share more information thing about this topic, kindly comment below. You can join our Facebook page and Twitter to getting the latest information.

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